Loan Programs

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CONSTRUCITON LOANS

Construction Loans (Price/Appraised Value)

      80% up to $4,500,000

      85% up to $3,500,000

      90% up to $2,200,000

      95% up to $1,050,000

Lot Loans - 12-month interest only

      85% up to $3,500,000

VA Construction Loans

    100% up to $3,000,000

Builder Specs & Lots also available

• Up to $7,000,000
• Fixed and adjustable rates are available: 
• Bridge Loans
• Creative and alternative Portfolio Underwriting
• Asset depletion and restricted stock can be used as qualifying income sources.
• Allows the use of business funds for closing.
• All 50 States

Physician-specific enhancements include the following:

• FICO scores down to 700 
• Student loans are deferred for a minimum of 12 months not included to qualify.

For both new and experienced physicians:

• Medical Professionals with the following designations are eligible: MD, DO, DDS, DMD
  • Borrower or co-borrower must be a resident, fellow, practicing physician, or dentist. 
  • Proof of a medical license is required 

You served your country. Now let your country return the favor with special financing just for veterans. VA loans reward veterans for their service and sacrifice on behalf of our country in a number of ways.

• No penalty fee if you pay the loan off early.
• No private mortgage insurance requirements.
• Credit score requirements are more lenient as compared to conventional loans.
• VA may be able to provide some assistance if mortgage payment problems arise.

Let us help you achieve your dreams with a FHA Loan

        Lower down payments

        Low rates

        Credit scores down to 580

What Are FHA Loans?

FHA loans are insured by the Federal Housing Administration. These loans are designed to help first-time homebuyers and experienced homeowners alike by providing them with a low down payment option.  FHA mortgage insurance serves as protection for lenders in the event of a homeowner defaulting on their home loan.